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Crypto 401(k) Plans: What You Need to Know in

November 28, 2022
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11 min read

Want to add crypto to your 401(k) plan, but not sure how? In this guide to the crypto 401(k), we'll walk you through what you need to know as a plan participant and as a plan sponsor – along with FAQs, risks, and key considerations to help you get started.

Are you an employee who wants access to crypto in your 401(k), or an employer who wants to provide crypto access through your company-sponsored 401(k) plan? If so, you've come to the right place.

In this guide to crypto in a 401(k), we'll share the answers we’ve compiled to the most frequently asked questions on how to add Bitcoin and other cryptocurrencies to the 401(k). We'll walk you through what you need to know, along with the key considerations and risks.

Spoiler alert: As the first 401(k) provider to enable access to crypto in a 401(k), we’ll draw on our own experience in this guide, as well.

If you want to jump around, use these links to go straight to a specific section:

  • Can I invest in cryptocurrency in my 401(k)?
  • How does 401(k) crypto investing work?
  • Which cryptocurrencies are, or will be, available for 401(k) plans?
  • How can I add cryptocurrency to my 401(k) plan?
  • Which 401(k) providers offer (or plan to offer) crypto access?
  • How can employers mitigate the risks of offering crypto in the 401(k)?